FRESH START PROGRAM

Every Day Is a Great Day With Our Fresh Start Program!

Do you have bad credit? Or, have you gone through bankruptcy and are now wondering how you can get a car? No worries! Joe Bockert of Edwards Chevrolet is here to help. He’ll help you through the process of getting a car with less-than-stellar credit as much as possible.

When you pair with us, you’ll see very quickly why we’re one of the top bad credit car dealers in the Council Bluffs area.

Can You Buy a Car After Bankruptcy?

Yes, you can! With the help of our Fresh Start Program, you can find a new or pre-owned car that works for your budget and lifestyle.

• Chapter 7: Usually, it takes 4–6 months to complete a Chapter 7. After you receive your discharge notice, you should be in the clear to purchase a car.
• Chapter 13: Chapter 13 bankruptcies last much longer than Chapter 7s — usually, about 3–5 years. During this time, you’ll need to get permission from the court to buy a car. However, once your bankruptcy is discharged, you can buy a car of your own free will.

Can You Buy a Car With a Poor Credit Score?

Through bad credit car dealers like Edwards Chevrolet, it’s absolutely possible to buy a vehicle with a less-than-great credit score. It takes a little extra work, though. Follow some of our tips to improve your chances of having a pleasant car-buying experience, even with bad credit:

• Try to clean up your credit report (i.e. pay off any collections, work on existing debts, etc.).
• Be prepared to have a higher interest rate than someone with good credit.
• Be prepared to show that you have a steady income.
• Focus on finding the car you need rather than the car you want.
• Consider using a co-signer with good credit and a steady income.

Take Advantage of Our Fresh Start Program Today!

Even if your credit needs work, you still deserve the opportunity to buy the car you need at a reasonable rate. Edwards Chevrolet can help you give that opportunity. If you’re ready to move forward with purchasing a new ride near Bellevue, contact us online or give us a call at (877) 623-2166 and ask for Joe Bockert. You’re also welcome to stop by and see us in Council Bluffs, IA. We look forward to meeting you!